If you are in an auto accident due to the negligence of another driver, you may be seeking compensation for property damage and medical expenses. The aftermath of your car wreck may be overwhelmingly stressful, but it is necessary for you to follow some guidelines if you want to get the most out of your claim.
Dealing with insurance companies may be an intimidating process. The insurance adjuster may try to give you less than what you need to cover all your expenses. Here are some things you should do to maximize your compensation:
1. Gather information at the scene of the crash
If you are still at the scene of the accident, make sure you collect the names and contact details of these people:
- The other driver
- The insurer of the other driver
- Law enforcement officials
You should also take pictures of the scene, including the physical damage to each car and any visible injuries you have.
2. Document expenses for your property damage
Get your car to a repair shop as soon as possible to get a repair estimate. You will also want to determine the value of any personal items that were in your car and got damaged, such as a smartphone or computer. Additionally, keep records of any rental car payments or taxi bills that you acquire due to the accident.
3. Go to the hospital right away with strong documentation
Not only do you want to heal from any injuries, but getting immediate treatment is key to getting full compensation from the insurance company. Your claim is more likely to have the correct value if you get medical attention right away. Keep records of all your medical expenses, including reports, receipts and estimates.
Insurance companies can be aggressive and shady sometimes. Do not let the insurance company try to devalue your claim. Follow these steps to get the claim you deserve.