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  4.  | The basics of applying for Social Security disability benefits

The basics of applying for Social Security disability benefits

The transition from working to suffering from a disability and being unable to work can be difficult physically, financially and emotionally. As disabled individuals must learn to focus on caring for themselves, they may find it challenging to meet daily needs they were easily able to meet in the past. It can be a challenging period of time for the disabled individual and their family members.

Individuals suffering from a disability go through many changes as they adjust to their new set of circumstances. Fortunately, Social Security disability benefits are available for disabled individuals who are unable to work and earn a living because of the disability they are suffering from. In addition to meeting work requirements to have paid into Social Security disability, disabled applicants must also meet the Social Security Administration’s definition of disability to qualify for benefits.

To be considered disabled by the SSA, the applicant must be unable to perform the type of work they engaged in prior to becoming disabled; must be unable to adjust to another type of work because of the disability they suffer from; and must have a physical or mental medical condition that is expected to last for 12 months or longer or result in death. There are time limits and requirements to file so it is important for disabled individuals to be aware of those.

Understanding the Social Security disability application process is an essential component of seeking the much-needed benefits. Benefits can be used to help with daily needs and can be crucial support for disabled individuals during challenging times.

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