What Information Do I Need to File a Claim in a Car Accident?
On Behalf of Rosenthal, Levy, Simon & Sosa | February 28, 2023 | Car Accidents
A car accident can drastically change your life in a snap. While injured car crash victims can recoup compensation for their accident-related losses, they must act quickly. What they do after an accident can have a significant impact on their physical and financial health.
Auto insurance is something that car owners and drivers in Florida must have, but it’s one of those things that you hope you never need. If you were injured in a crash, however, you may need to file a claim against your insurance.
You Must Turn to Your PIP Insurance First
Because Florida follows the no-fault auto insurance system for car accidents, you must turn to your PIP insurance to recoup compensation after a crash, regardless of who caused the crash. When filing a PIP claim with your insurer, you must submit certain information, including the following:
- Your insurance policy number
- The accident’s time, date, and location
- A detailed description of the accident
- The contact and insurance details of the other parties involved
- The name of the responding officer
- The police report
- Medical receipts for the treatment of injuries
- Pay stubs and any receipts related to lost wages
- Detailed repair estimates for property damage
- Other records and receipts of expenses incurred due to the accident and your injuries
However, it’s important to note that PIP has certain limitations. Usually, most people only have the minimum required limit, which is $10,000. This may not be sufficient to cover serious injuries and related damages. Likewise, PIP coverage doesn’t cover non-economic damages like pain and suffering.
To recover compensation that will cover all your losses and step outside the state’s no-fault insurance system, you must meet the serious injury threshold, so you can file a claim against the at-fault driver. Injuries that result in significant disfigurement, scarring, permanent disability, loss of body function, or death meet that threshold.
How a West Palm Beach Car Accident Lawyer Can Help With Your Case
Discussing your case with a West Palm Beach car accident lawyer is among the most crucial things you can do after getting injured in a car crash. Your lawyer will listen to the facts of your case, review your insurance coverage, and advise you on the most suitable legal options specific to your circumstances. They will also investigate the accident, speak to eyewitnesses, review accident reports, and work with expert witnesses, if needed, to establish fault and liability for the crash and the full extent of the damages you can recover.
Your West Palm Beach car accident lawyer will also handle all negotiations with insurance companies to protect your rights while you put all your efforts into recovering from your injuries. If a lawsuit is the best option to recover the damages you’re entitled to, your lawyer will not hesitate to take your case to court.
Get In Touch With a Seasoned West Palm Beach Car Accident Lawyer Now
Whether you are filing a claim with your insurer or a negligent party’s insurer, the West Palm Beach car accident lawyer at Rosenthal, Levy, Simon & Sosa is ready to help. Arrange your free case consultation by calling 866-640-7117 or contacting us online.
Don’t wait - get an experienced attorney on your side to help you with everything that comes next so you can get the compensation you deserve or the advice you need when you need it most.