Filing Uninsured Motorist Claims on Behalf of Injured Crash Victims in Florida
Uninsured motorist claims typically arise when an at-fault motor vehicle driver is completely uninsured or does not have sufficient insurance coverage to compensate an accident victim for his or her injuries. While all drivers are supposed to carry minimum
personal injury protection (PIP) coverage in Florida, uninsured motorist coverage is optional. However, carrying this type of insurance coverage is usually a good idea. If you have been involved in a motor vehicle accident in which uninsured motorist coverage comes into play, the experienced Florida uninsured motorist claim attorneys at Rosenthal, Levy, Simon & Sosa will help you pursue the compensation that you need for your injuries and other damages. Call us today to find out more about how we can help you throughout your Florida uninsured motorist claim.
Personal Injury Protection (PIP) Coverage
All drivers in the State of Florida are required to carry a minimum of $10,000 worth of PIP insurance coverage. The purpose of PIP coverage is to compensate an accident victim for his or her own medical expenses and lost wages in the event he or she sustains injuries in a car accident. PIP coverage is no-fault coverage, meaning that the insurance is available regardless of who was at fault for the accident. However, in some cases, PIP insurance coverage is not sufficient to adequately compensate a car accident victim for his or her injuries and damages. In that instance, the accident victim could turn to the at-fault driver’s motor vehicle insurer for coverage. But what if that driver is uninsured or underinsured? In those instances, uninsured motorist coverage often comes into play.
What is Uninsured Motorist Coverage?
Uninsured motorist coverage comes into play when an at-fault driver does not have insurance coverage available. In that instance, the accident victim could turn to his or her own motor vehicle insurer and make a claim for uninsured motorist benefits. Those benefits could then be used to compensate the accident victim for additional medical expenses, lost earnings, inconvenience, pain and suffering, and other damages that are related to the accident. A knowledgeable Florida uninsured motorist claim attorney can determine if you’re eligible to make a claim, and if so, can pursue the damages that you deserve for your injuries. While some uninsured motorist claims settle outside of court, others have to be litigated in the Florida court system. A knowledgeable Florida uninsured motorist claim lawyer can help you decide whether you should accept a pending settlement offer or take your case to court.
The experienced legal team at Rosenthal, Levy, Simon & Sosa is ready to assist you with pursuing a claim for uninsured motorist benefits, and if necessary, litigating that claim through the court system. For a free legal consultation and case evaluation with an experienced Florida uninsured motorist claim lawyer, please call us today at 620-374-9299 or
contact us online for more information about how we can assist.