How Should I Deal With My Employer and Adjuster After a Work-Related Injury?

How Should I Deal With My Employer and Adjuster After a Work-Related Injury?

On Behalf of Rosenthal, Levy, Simon & Sosa | March 23, 2023 | Workers' Compensation

After suffering a work-related injury, you will need to report the incident to your employer. Your employer and an insurance claims adjuster from your employer’s insurer are entitled to investigate your claim, so you must be prepared to talk about the incident. 

It’s crucial to note that the conversations and communications about your workers’ comp claim can mean the difference between getting the benefits you deserve and receiving benefits that will not suffice to cover your work injury-related losses. If you’re not confident dealing with your employer and the claims adjuster, here are some basic pointers to help protect your claim.

Do Not Give a Detailed Account of The Incident But Give a Detailed Account of Your Injuries

You should report the incident to your employer and give specific details about it in your report. However, when dealing with the claims adjuster, it’s best to give them a general account of the incident. This means sticking to what, where, and when it happened. Tell the adjuster that you’ll give them more details later, preferably after you’ve spoken to a Port St. Lucie workers’ compensation lawyer.

But when it comes to talking about your injuries, give them specific details about your symptoms, even seemingly minor or negligible symptoms. Failing to inform them of a specific symptom may cause them to deny coverage for that symptom if it gets worse later. 

Do Not Give a Recorded Statement

You’re not legally obligated to give recorded statements. If you accidentally make conflicting statements, the insurer will surely use your statements to undervalue or deny your workers’ comp claim.

Review All Documents Before Signing Anything

You are only legally bound to sign documents that pertain to the incident and your work-related injuries. If you are unsure if you should sign a certain document, have your lawyer review it first. Keep in mind that they will try to get your entire medical history to see if they can blame your current injuries on a past or pre-existing injury or medical condition as a reason to reduce or deny your workers’ comp benefits.

Consider Discussing Your Situation With a Port St. Lucie Workers’ Compensation Lawyer

Regardless of how friendly and accommodating your employer may be, when it comes to insurance claims, it’s going to be you vs. them. This also applies to seemingly warm and friendly claims adjusters because they work for your employer’s insurance provider, and all these parties’ main goal is to pay you the lowest amount of benefits for your claim or deny your claim altogether.

To protect yourself against unintentionally jeopardizing your claim, talk to a lawyer first. Our Port St. Lucie workers’ compensation lawyer offers a free initial case review where you can learn about how the workers’ comp claims process works. They can also guide you on how to deal with your employer and claims adjuster and help make certain you receive the workers’ compensation benefits you are entitled to.

Get Legal Guidance From an Experienced Port St. Lucie Workers’ Compensation Lawyer Now

If you need guidance in understanding the workers’ comp insurance process, are having issues with your employer or their insurer, or need help receiving the benefits you are owed, don’t hesitate to contact the Port St. Lucie workers’ compensation lawyer at Rosenthal, Levy, Simon & Sosa right away. Set up your free case evaluation with our Port St. Lucie workers’ compensation lawyer by calling 866-640-7117 or reaching us online.