Who Pays My Medical Bills In A Truck Accident Case?
On Behalf of Rosenthal, Levy, Simon & Sosa | August 16, 2022 | Truck Accident Injuries
More than 107,000 people suffer injuries in truck accidents annually in the US. Unlike most car accidents, truck accidents tend to be more severe because of the weight and size of trucks and the force they create when in an accident.
If you've recently been involved in a trucking accident, you’re likely questioning who is responsible for your medical bills. This is a complex question best answered by a Port St. Lucie attorney from the Rosenthal, Levy Simon & Sosa law firm. It's recommended that you speak with an attorney as they will be able to fully answer your medical bill queries.
Yet, in our article, we hope to share valuable information about who could be liable for your medical bills in a truck accident.
Who Could Be Responsible For Your Medical Bills In A Truck Accident?
Five parties could be responsible for paying your medical bills after you were involved in a truck accident that resulted in injuries. To help you determine who could have to pay for your medical bills, we have briefly discussed the parties below.
1. Your Personal Health Insurance
After being involved in a truck accident, you can use your personal health insurance to pay your medical bills. Often most health insurance plans have to pay for your medical care even if it involves a truck accident.
However, in most instances, your health insurance will expect to be reimbursed from your settlement amount or jury verdict award if you decide to file a personal injury claim against a negligent party. The legal term for this is subrogation, and a qualified attorney from our firm can help you understand how this works.
2. Your Personal Injury Protection (PIP) Insurance
If you have Personal Injury Protection (PIP), a type of car insurance coverage, you can use it to pay for funeral expenses, medical bills, and wage losses. Regardless of fault, your PIP will pay for your medical bills after a trucking accident that has resulted in injury to your person up to the coverage amount.
3. The Truck Driver
Should you choose to file a personal injury lawsuit, you can file a truck accident claim against the truck driver involved in the trucking accident that caused your injuries. Filing a claim against a truck driver means you wish to claim compensation from him or her.
However, to win a settlement, you must prove that the truck driver’s negligence contributed to your injuries. Often truck drivers can cause accidents in the same ways that other motorists cause accidents.
So your lawyer could argue that they were driving while distracted, fatigued, speeding, tailgating, or drunk driving, which caused the accident that led to your injuries.
4. Government Agencies
Although difficult, you can file a lawsuit against a government agency depending on the circumstances of the trucking accident you were in. For example, you can try to hold a government agency responsible for mailing to ensure roadways were safe and maintained, and because of their negligence, your accident occurred.
It is incredibly challenging to win a case against a government agency, but with the right lawyer on your side and with enough evidence, it isn’t impossible.
5. The Trucking Company
In some instances, you could also file a truck accident claim against a trucking company. This is because a trucking company often assumes liability for its truck drivers' actions.
Suppose a trucking company is found to have been negligent, such as in failing to perform routine drug tests, or they failed to exercise correct hiring procedures, or they failed to maintain their trucks, for example. In that case, they could be made to pay your medical bills.
Get In Touch With A Port St. Lucie Truck Accident Lawyer Today To Evaluate Your Claim
Unfortunately, truck accidents often result in minor to significant injuries that need immediate and ongoing medical attention. This can be financially burdening to the victims of truck accidents who are left to try and pierce their lives back together.
Should you have been involved in a truck accident and want to seek compensation for your medical bills, you should speak with a Port St. Lucie truck accident attorney from the Rosenthal, Levy Simon & Sosa firm. Our lawyers are experts at determining liability and are equipped with the skills needed to help you obtain compensation for your medical bills, so contact us today.