What are the Benefits of Going on Workers’ Compensation?
On Behalf of Rosenthal, Levy, Simon & Sosa | November 01, 2023 | Workers' Compensation
Florida’s workers’ compensation system is intended to benefit workers following a work-related injury or illness. The system requires employers to carry specific insurance that provides critical benefits to injured workers. Unfortunately, too many workers try to “tough it out” and fail to report a workplace injury or seek the benefits they deserve.
There is much to gain from a workers’ compensation claim, though seeking benefits can seem stressful, as the process can have obstacles. The good news is that you can seek out a West Palm Beach workers’ compensation lawyer who can handle the process for you.
Never Hesitate to Seek Workers’ Comp Benefits
Workers’ compensation exists for good reason - to benefit those who suffer injuries or medical conditions while doing work that benefits their employers. Employers cannot simply gain from employees who put their well-being and health at risk.
The following are some of the many reasons why workers’ compensation benefits can greatly help injured workers.
Proper Medical Care
There is no doubt about it - healthcare costs are astronomical in the U.S. Even with insurance, you might have high deductibles and out-of-pocket costs that can cause serious financial strain. Medical bills are a leading cause of bankruptcy for many households, and it is not surprising that injured workers want to avoid a pile of medical expenses.
Workers’ comp benefits should cover all the costs of your medical care related to your work injury. You should never have to cover the treatment costs associated with your job-related condition - now or in the future. This coverage helps ensure that you receive the proper care and do not forgo medical help out of concern for the costs.
Financial Support While You Properly Heal
Some injuries can keep you out of work for days, weeks, or indefinitely. Without workers’ comp, you might be tempted to return to work and push through the pain to earn your paycheck and support your family. This can significantly worsen your condition and prolong your injuries.
Workers’ compensation provides income replacement for a large percentage of your usual wages. If you miss work, you will still have financial support to cover your bills and expenses while you cannot perform your job. This gives you time to heal from your injuries without risking unnecessary complications.
Holding Employers Accountable for Safety Issues
The law prohibits employees from filing injury lawsuits against their employers in most situations, even when the employer was negligent. However, imposing zero liability on employers only increases the chances they will fail to address safety hazards or dedicate the necessary resources to keep workers safe.
Workers’ compensation benefits might not come from your employer directly, but insurance coverage is still an important form of liability. Hopefully, this will lead to safer and healthier workplaces, as companies want to avoid insurance liability.
Seek Help from a West Palm Beach Workers’ Compensation Attorney
The law firm of Rosenthal, Levy, Simon & Sosa represents the rights and interests of injured or ill workers in the West Palm Beach area. Contact us for your free consultation today.
Don’t wait - get an experienced attorney on your side to help you with everything that comes next so you can get the compensation you deserve or the advice you need when you need it most.