Realizing that you can no longer work due to an injury or medical condition is not easy. Many people in this situation worry about the future. Paying bills and providing for our families gets a lot harder when we can no longer do the work we used to.
Social Security Disability provides a safeguard for people whose injuries or medical conditions severely impact their ability to work. But, there are two major hurdles between you and these benefits.
Today, we discuss the medical conditions that qualify as disabilities.
What does “disability” mean for SSD?
The Social Security Administration follows a strict definition of “disability.” SSD benefits only apply to “total disability,” meaning:
- Your medical condition has lasted for at least a year, or your doctor believes it will continue for at least a year
- You can no longer do the work you previously performed
- You cannot transition to other work
Conditions that fall under SSD severely impact someone’s ability to work. Maybe you can no longer sit or stand for long periods. Or, perhaps you are not allowed to lift heavy objects anymore.
The SSA’s list of disabling conditions
The Social Security Administration maintains a list of medical conditions to help people understand what is covered. The list includes broad categories of conditions considered severe enough to qualify for disability benefits. Covered medical conditions range from cancer to diabetes, to mental illnesses like depression and panic disorders.
According to a 2016 report by the SSA, the most common conditions leading to disability were those related to muscles, tendons, ligaments and nerves.
Moving forward with your claim
Remember, having a qualifying condition is only half the battle. The process of filing for Social Security Disability benefits includes important deadlines and communication with government agencies.
Facing a life-changing injury or diagnosis is hard enough. Explore all your options by consulting with a professional experienced in Social Security Disability.