You Were Just in a Car Accident. Now What?
You didn't expect to be here — dealing with a wrecked car, a body that hurts in ways you couldn't name yesterday, and a stack of medical bills that keep arriving. What you need right now isn't a law firm that talks in circles.
You need someone who's handled cases exactly like yours, knows how Florida insurance companies operate, and will tell you the truth about what your claim is worth.
At Rosenthal, Levy, Simon & Sosa, we've represented injury victims across Port St. Lucie, St. Lucie County, and the broader Treasure Coast for decades.
Car accident cases are among the most common — and most contested — claims we handle. We know what the other side is doing, and we know how to fight back.
Call us today for a free case review. You pay nothing unless we win.
Table of contents
- You Were Just in a Car Accident. Now What?
- How Florida's No-Fault Insurance Affects Your Port St. Lucie Car Accident Case
- Injuries Commonly Caused by Port St. Lucie Car Accidents
- What Compensation Can You Recover After a Port St. Lucie Car Accident?
- Common Causes of Car Accidents in Port St. Lucie
- How Long Do You Have to File a Car Accident Claim in Port St. Lucie?
- Why Choose Rosenthal, Levy, Simon & Sosa for Your Port St. Lucie Car Accident Case?
- Frequently Asked Questions: Car Accidents in Port St. Lucie
- Talk to a Port St. Lucie Car Accident Attorney Today
How Florida's No-Fault Insurance Affects Your Port St. Lucie Car Accident Case
Florida is a no-fault insurance state. That means after a car accident in Port St. Lucie or anywhere in St. Lucie County, your own Personal Injury Protection (PIP) coverage pays for your initial medical expenses and a portion of your lost wages — regardless of who caused the crash. Reviewing recent Port St. Lucie car accident statistics can also provide helpful context about how frequently collisions occur in the area and why understanding Florida’s no-fault system is important for local drivers.
- Florida PIP coverage provides up to $10,000 in medical costs and lost income, and you must seek medical treatment within 14 days of the accident to preserve that coverage.
- PIP rarely covers everything. If your injuries are serious — fractures, spinal damage, nerve injuries, or anything that leaves you with lasting limitations — Florida law allows you to step outside the no-fault system and pursue a claim against the at-fault driver.
- This is where having the right attorney matters. Insurance companies will argue your injuries don't meet the threshold. We argue back with medical evidence, expert testimony, and a record of results.
If you're unsure whether your injuries qualify, call us. That's exactly what the free consultation is for.
Injuries Commonly Caused by Port St. Lucie Car Accidents
The force of a collision — even at moderate speeds — can cause injuries that don't fully reveal themselves for days. The most serious cases we handle in Port St. Lucie and St. Lucie County involve:
- Whiplash and soft tissue injuries — neck and back damage that insurers routinely undervalue
- Spinal cord injuries — herniated discs, nerve compression, and injuries that can affect mobility long-term
- Broken bones and fractures — often requiring surgery and extended recovery
- Traumatic injuries to the head and face — concussions and other trauma requiring neurological evaluation
- Internal injuries — organ damage that may not be apparent immediately after the crash
- Scarring and disfigurement — burns and lacerations with lasting physical and emotional consequences
If you've been diagnosed with any of these injuries — or you're still waiting on a diagnosis — contact us before speaking to any insurance company. How you handle the first few weeks after a crash can significantly affect the value of your claim.
What Compensation Can You Recover After a Port St. Lucie Car Accident?
The full value of a car accident claim goes well beyond what most people initially expect. Beyond the immediate medical bills, Port St. Lucie injury victims may be entitled to compensation for:
- Medical expenses — current and future treatment, surgery, physical therapy, and specialist visits
- Lost wages — income you've already missed and earning capacity you may lose going forward
- Pain and suffering — the physical pain and emotional impact of your injuries
- Property damage — repair or replacement of your vehicle
- Out-of-pocket costs — transportation, home care assistance, prescription medications
When another driver's negligence caused your injuries in Port St. Lucie or anywhere along the Treasure Coast, you shouldn't be absorbing any of these costs. Our attorneys build claims that account for the full picture, not just what's easy to document.
Common Causes of Car Accidents in Port St. Lucie
Port St. Lucie's roads — from US-1 and Crosstown Parkway to the busy intersections along Gatlin Boulevard and Prima Vista Boulevard — see a significant volume of traffic, and with that comes a predictable pattern of serious crashes. The cases we handle most often in St. Lucie County involve:
- rear-end accident fault caused by distracted or tailgating drivers
- T-bone crashes at intersections where drivers run red lights or fail to yield
- Sideswipe accidents during unsafe lane changes on I-95 and Florida's Turnpike
- Head-on collisions caused by impaired or fatigued drivers
- Multi-vehicle pileups in construction zones and high-traffic corridors near Port St. Lucie Boulevard
No matter how your accident happened, the core question is the same: who was at fault, and are you being fully compensated for what that negligence cost you? We investigate crashes throughout Port St. Lucie and St. Lucie County thoroughly — gathering police reports, witness statements, traffic camera footage, and accident reconstruction analysis when needed — to build the strongest possible case.
How Long Do You Have to File a Car Accident Claim in Port St. Lucie?
The window to file a car accident injury claim is limited under Florida Statute § 95.11, and waiting rarely benefits Port St. Lucie injury victims. Evidence disappears. Witnesses become harder to locate. Medical records become harder to tie to the accident. The sooner you contact us, the more we can do for your case.
Why Choose Rosenthal, Levy, Simon & Sosa for Your Port St. Lucie Car Accident Case?
Port St. Lucie injury victims have options. Here's why clients across St. Lucie County and the Treasure Coast choose our firm:
- Decades of experience representing car accident victims in Port St. Lucie and South Florida
- Millions recovered for injured clients through settlements and verdicts
- Trial-ready litigation team — insurance companies know we'll take cases to court when a fair settlement isn't offered
- Bilingual representation — our attorneys and staff serve Port St. Lucie's Spanish-speaking community in their preferred language
- No fees unless we win — you pay nothing out of pocket to get started
We don't hand your case off to a paralegal and check in at settlement time. Your attorney is accessible, informed, and working your case throughout the entire process.
Serving Port St. Lucie's Spanish-Speaking Community
Rosenthal, Levy, Simon & Sosa has bilingual attorneys and staff who work in both English and Spanish. If you or a family member is more comfortable communicating in Spanish, we handle your entire case in your language — from the first consultation through settlement or trial. You deserve to fully understand every step of your case, and we make sure you do.
Hablamos español. Llámenos hoy para una consulta gratuita.
Related Cases We Handle in Port St. Lucie
Car accidents don't always happen in isolation. If your situation involves additional complexity, we handle those cases too:
- Port St. Lucie Truck Accident Lawyer — crashes involving 18-wheelers, delivery trucks, or company vehicles often involve multiple liable parties and higher-value claims
- Port St. Lucie Motorcycle Accident Lawyer — riders face serious bias from insurers; we fight to ensure motorcyclists are treated fairly
- Port St. Lucie Uber & Lyft Accident Lawyer — rideshare collisions involve layered insurance coverage that requires careful navigation
- Port St. Lucie Wrongful Death Lawyer — if you lost a family member in a crash caused by another driver's negligence, we handle wrongful death claims with care and experience
- Port St. Lucie Pedestrian Accident Lawyer — when a driver strikes someone outside a vehicle, the injuries are often catastrophic and the claims more complex
- Port St. Lucie Workers' Compensation Lawyer — if your accident happened while you were on the job, you may have both a workers' comp claim and a personal injury claim running simultaneously
Frequently Asked Questions: Car Accidents in Port St. Lucie
Do I need a lawyer if the other driver was clearly at fault?
Yes — and especially in that situation. When liability seems obvious, insurance companies often shift their fight to the value of your claim, pushing back on the severity of your injuries or the costs of your future care. A personal injury attorney ensures the strength of your liability case translates into maximum compensation, not a discounted payout.
What if I was partly at fault for the accident?
Florida follows a modified comparative negligence rule, which means your compensation is reduced by your percentage of fault. However, if you are found 51% or more at fault, you are barred from recovering any damages. Even if you share some responsibility, don't assume you have no case. Call us and let us assess what you're actually entitled to.
How much does it cost to hire a Port St. Lucie car accident lawyer?
Nothing out of pocket. We handle car accident cases on a contingency fee basis, which means our fee comes as a percentage of your recovery — and only if we win. If we don't recover for you, you owe us nothing.
What if the at-fault driver doesn't have insurance?
Florida has high rates of uninsured drivers. If the driver who hit you in Port St. Lucie carried no insurance or insufficient coverage, your own uninsured/underinsured motorist (UM/UIM) coverage may apply. We help clients navigate UM claims and identify every available source of compensation.
How long will my Port St. Lucie car accident case take?
It depends on the complexity of your injuries and whether the insurance company negotiates in good faith. Claims involving clear liability and documented injuries sometimes settle in a few months. Cases that require litigation or involve disputed injuries can take longer. We keep you informed at every stage and won't rush a settlement that doesn't serve you.
Can I still file a claim if I didn't go to the doctor right away?
A gap in treatment complicates claims, but it doesn't automatically end them. Insurance companies use treatment delays to argue your injuries weren't serious. We work with the medical record and your explanation of circumstances to address that argument directly. Contact us as soon as possible.
Talk to a Port St. Lucie Car Accident Attorney Today
If you were injured in a car accident in Port St. Lucie, St. Lucie County, or anywhere along the Treasure Coast, Rosenthal, Levy, Simon & Sosa is ready to help. We offer free consultations, bilingual legal services, and a contingency fee model that means you pay nothing unless we win your case.
Don't let time or the insurance company work against you. Call us today or fill out our contact form to get started.
Results in past cases do not guarantee a similar outcome in future cases. The information on this page is for general informational purposes and does not constitute legal advice.