What if I Was Involved in an Accident while Driving for a Rideshare Company?

What if I Was Involved in an Accident while Driving for a Rideshare Company?

On Behalf of Rosenthal, Levy, Simon & Sosa | March 26, 2025 | Car Accidents

Rideshares like Uber, Lyft, and all the others out there have made getting around a whole lot easier, but if you are injured as a rideshare driver, obtaining the compensation to which you’re entitled is key to your recovery – and your ability to continue earning a living behind the wheel. If this is the difficult situation in which you find yourself, you shouldn’t wait to consult with an experienced Port St. Lucie rideshare accident attorney. 

Your Coverage Will Depend on Where You Were in the Rideshare Process

The demands of driving for a rideshare company are high, and if you are injured in the process, it’s important to know who to file your claim with. Because Florida is a no-fault state when it comes to car accidents, all drivers are required to carry personal injury protection (PIP) and liability coverage, and the rideshare company you drive for sets coverage minimums for all its drivers. 

However, your own PIP coverage may not cover your claim if you were driving for a rideshare company at the time of the accident. While you can turn to the rideshare company’s comprehensive coverage at this point, where you were in the rideshare process will determine how your claim proceeds. 

If You Had a Passenger or Were on Your Way to Pick One Up

If you had a rideshare passenger in your vehicle at the time of the accident or if you were on your way to pick one up, the rideshare company has coverage in place to address your full range of losses, including each of the following:

• Property damage to your vehicle
• Medical expenses, including ongoing costs
• Lost income
• Physical and emotional pain and suffering

If You Were on the App but Hadn’t Accepted an Offer to Pick Up a Passenger

If you were on the rideshare app but hadn’t accepted an offer to pick up a passenger when the accident occurred, you can file your claim with the at-fault driver’s provider if you were seriously injured – or with your own PIP provider if your injuries don’t reach the level of filing a personal injury claim. Further, you can seek the amount that exceeds the coverage available to you from the rideshare company’s insurance provider, which means that more than one insurance company may be involved. 

If You Were Off the App

If you were no longer on the app when the accident happened, your claim will proceed like any other car accident claim. If your injuries are serious, you can file your claim against the negligent driver, and if they are less so, you can pursue compensation through the PIP coverage you’re required to carry.

It’s Time to Consult with an Experienced Port St. Lucie Rideshare Accident Lawyer 

The persistent Port St. Lucie rideshare accident attorneys at Rosenthal, Levy, Simon & Sosa have a wealth of imposing experience fiercely defending the rights of rideshare accident victims like you, and we’re on your side. Learn more about what we can do for you by contacting us online or calling us today.