Does Insurance Cover a Wrongful Death Claim in Florida?
On Behalf of Rosenthal, Levy, Simon & Sosa | May 01, 2022 | Wrongful Death
A loved one’s untimely demise is one of the most terrible experiences you can experience. No one deserves this. But it gets worse if your loved one’s death could’ve been prevented if not for the at-fault person or entity’s negligent or malicious actions. To compensate you and your family’s losses, you can bring a wrongful death claim against the party liable for your loved one’s wrongful death.
And yes, your insurer, your loved one’s insurance provider, and/or the insurance provider of the at-fault party that caused your loved one’s death will cover your wrongful death claim. A skilled Florida wrongful death attorney can determine the exact cause of the wrongful death and them liable in a wrongful death case.
What Exactly is a Wrongful Death?
Florida law states that a wrongful death happens when an individual or entity’s actions cause the death of another individual due to negligence, a wrongful act, or breach of warranty or contract. Examples of wrongful death include:
- Accidents based on negligence. These include motor vehicle accidents in which the at-fault party acted negligently, such as driving while impaired, tailgating, speeding, or distracted driving, among others. These also include slip and fall accidents, construction accidents, pedestrian accidents, etc.
- Defective products or a manufacturer that sold a defective product, including a vehicle, medical device, or faulty airbag, among others that contributed to or directly caused your loved one’s untimely death.
- Medical malpractice. This includes a medical incident where your loved one died because of a medical professional and/or facility’s reckless or insufficient medical care.
- Intentional acts, such as violent crimes.
Seeking Compensation for a Wrongful Death Claim in Florida
Before you seek compensation from the party that killed your loved one, you should be aware that you may have to deal with different insurance providers, apart from your own, to make sure that you recoup the fair and full amount of financial compensation to suit your damages and related losses.
Unfortunately, insurance providers may not provide adequate coverage to pay for the compensation of the plaintiffs in wrongful death claims. This is why it’s vital to understand the terms and conditions of all available insurance policies, including the at-fault party’s.
An experienced Florida wrongful death attorney can evaluate the details of all applicable insurance policies and negotiate with the insurance providers on your behalf to secure the maximum compensation you’re entitled to under the law.
Seek Legal Help From a Florida Wrongful Death Attorney
Losing your loved one due to wrongful death is incredibly devastating and daunting. We know that no amount of compensation can bring back your loved one, but securing compensation from the negligent party that killed your loved one can greatly help with you and your family’s future.
Let our Florida wrongful death attorneys deal with all the legal stuff, so you can focus on healing. Contact the law firm of Rosenthal, Levy, Simon & Sosa and schedule a free case review with our Florida wrongful death attorney by calling 561-867-3359 or reaching us online.