Bankruptcy Attorneys in West Palm Beach, FL
The law office of Rosenthal, Levy, Simon & Ryles can assist you with all of your West Palm Beach and St. Lucie area bankruptcy needs. Our bankruptcy attorneys are skilled at evaluating clients’ individual financial situations to devise the best course of action. To find out how we can help you, call our office at (866) 640-7117.
Practice areas include:
- Personal Bankruptcy
- Corporate Bankruptcy
- Loan Modification
- Debt Negotiation
- Collection Defense
- Foreclosure Defense
Navigating bankruptcy proceedings can be extremely difficult, especially when you are trying to determine which specific chapter of bankruptcy you should file. At Rosenthal, Levy, Simon & Ryles, we help our clients assess their individual needs and their particular financial situation in order to determine whether they should file under chapter 7 or chapter 13.
Filing chapter 7 is generally a viable option for those who are in debt and do not have the necessary assets or income to pay back the amount that they owe. In order to file chapter 7 bankruptcy, you will have to begin by disclosing all of your assets. Florida law states that an individual’s home and their retirement plan is exempt if they choose to file for chapter 7 bankruptcy. Filing chapter 7 also involves the appointment of a trustee who will oversee all asset collections and examine all of your financial information in order to ascertain whether the bankruptcy papers are correct. Alternately, you can choose to file chapter 13. However, filing chapter 13 can be quite a bit more complex than chapter 7. This is a good option for those who want to maintain all of their assets or retain ownership of their home. Due to the complexity of Filing Chapter 13, you should consult one of Rosenthal, Levy, Simon & Ryles’ experienced bankruptcy attorneys.
We also offer guidance on collection matters. Often, clients experience panic and frustration from incessant calls from debt collectors. Rosenthal, Levy, Simon & Ryles can help you work out a payment plan based on your individual financial situation. We can also help you modify any existing loans that are currently in repayment, such as your homeowner’s loan. Additionally, if you are considering foreclosure, we’ll help you see that there is a light at the end of the tunnel. Our clients often think that foreclosure is their only choice – it’s not. We can help you evaluate alternative options.
At Rosenthal, Levy, Simon & Ryles, we know how difficult it can be to go through bankruptcy proceedings. That’s why we offer bankruptcy services to meet all of your needs. Consult one of our experienced bankruptcy attorneys today to find out how we can help!